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What do you do if an insurance company low-balls you?

Any kind of personal injury can impact you in a variety of ways. You may have a new disability to live with, or you might have chronic pain from the injuries you're recovering from. No matter what the situation is, it's your right to make sure the other party covers your losses.

If you have to take time off work, have medical bills or other expenses, then the person at fault for your car crash should be held liable. Your attorney will make sure that any settlement offer is fair and can advise you on what to do if you don't agree with the offer.

How common is it for an offer to be too low?

It is fairly common because insurance companies don't make money by paying out everything they can. Instead, they try to negotiate a lower offer, often low-balling victims of crashes with their first offer. It's essential that you don't accept any offer until you know how your injuries will affect you and have all the facts on how much it has cost you in medical bills and other losses.

Any offer has to consider your lost wages, medical care now and in the future and other losses you may suffer. Your injury may not be totally healed yet, and you might be tight on money, but it's essential that you don't take an offer just because you're worried about your finances. The insurance company should make you a fair offer, and if they don't, you can take them to trial. Your attorney can tell you more about what to do if a settlement offer is unfair.

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Ball & Bonholtzer
300 North Lake Avenue Suite 1100
Pasadena, CA 91101

Phone: 626-817-6453
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