There are many reasons why settling a personal injury case is a good idea for some people. In some cases, the insurance company may have offered a fair settlement. Another good reason to accept a settlement offer would be to reduce the time it takes to get your money, since trials can be lengthy.
However, settling isn't always in your best interests, especially when the offer isn't fair. When a settlement is created, it has to reflect many things, including:
- The cost of your initial medical care
- The expenses related to travel for medical care
- Expenses for legal fees
- Expenses related to the repair of your vehicle or personal property
- The cost of future medical care
These are just a few of the factors that may play a role in the settlement.
If you receive a settlement that doesn't cover the above, it's simply not fair. To expect the victim of an accident to cover the expenses related to it is another assault for them to withstand.
Should you take your case to trial?
If you can't get what you need out of the insurance company despite showing receipts and other proof of the money you've lost as a result of the injuries you suffered, you may wish to consider going to trial. A judge will hear the case and decide on a fair award. Sometimes, a jury might hear the case and determine whether an award will be given to the victim. Your attorney will give you more information if a trial is likely to provide you with better compensation than if you accept an offer suggested by the insurance company.