For those employed in the construction industry, it is no surprise that this type of work is fraught with injury risks. The four most common construction accidents are falling from heights, being struck by objects, being caught in equipment or machines and electrocution. In California and other states, all employers must have workers' compensation for their employees, but sometimes, this is not enough for those suffering serious injury.
We understand how complicated it is to seek compensation other than workers' comp. You cannot typically sue your employer for your accident because he or she has provided workers' compensation insurance. With this in mind, most injured workers feel that they have no other solution at their disposal. You may be pleased to learn that other options may exist, depending upon the circumstances of your case. One of the most advantageous solutions is filing a third-party injury claim if eligible. This remedy applies in construction accidents in which third-party negligence caused or contributed to the worker's injury.
For example, say you fall from a ladder and injure your back. If it turns out that the ladder was faulty or defective in some way, you may be able to file a third-party claim against the manufacturer of the ladder. This will increase your compensation and improve your ability to receive the medical care necessary to heal from your injuries.
Sometimes, workers' compensation might indeed be your only solution after suffering a construction accident. However, we want to encourage all workers suffering serious on-the-job injuries to consider other options as well. Please visit our firm's website if you need more information about your compensation options following a workplace accident.